Are you entitled to Personal Injury Compensation and Asbestos Compensation?

Personal Injury Compensation

If you have unfortunately been the victim of an accident and suffered an injury as a result of someone else’s negligence, you may be entitled to compensation. Claims for compensation can result from all sorts of accidents. Accidents at work, on the road or trips and falls can mean that you are entitled to some sort of financial compensation.

Providing that you are not directly at fault for the accident and you have genuinely suffered an injury or illness as a result, you should seek a personal injury compensation claim.

Every accident is different and so also is every claim for compensation. A specialist personal injury compensation solicitor will be able to advise you of the best course of action and will also be able to fight the case on your behalf.

You will need proof of the injury or illness that you have suffered and it may also be helpful to have witness statements to backup your claim.

Most cases are settled out of court within a few months but there are some which will take years and will result in a court hearing.

There are two types of damages awarded in these cases. General damages take into account the injuries and suffering that you suffered as a result of the accident. This is the most common type of compensation. There are also special damages. Special damages are monies awarded to reimburse you for any costs that you have incurred as a result of the accident. If it is a severe accident that has resulted in a disability, special damages may be awarded to help you to renovate your home to make way for wheelchair access etc.

Temporary health insurance

Temporary health insurance, also known as short term health insurance plan, is an insurance plan for short duration of time, ranging from anywhere between 1 month to 6 months. It is only an interim or stop gap arrangement for a long term health insurance plan and should not be treated as its substitute. The temporary health insurance policy is particularly suitable for people who are without any insurance cover but knows with certainty that they would take proper long term health insurance coverage, such as coverage from their employer, at a future date.

The insurance plan provides a protection or cover to the insured in case of any unforeseen event, illness, or injury. However such plans do not cover any expenses made on dental cure, eye care, immunizations, or routine examinations.

Also, temporary insurance policy is exempt from HIPPA legislation which implies that in this case the insurance providers don’t need to guarantee any renewal or issue amount. Moreover, they can also waive a pre-existing condition, if any, for candidates eligible federally. The insurance companies check the health of the insured when extending this type of insurance. You can search for these insurance quotes online, select the best insurance deal, and get best possible discounts and good promotional offers too.


You May Be Entitled To Asbestos Compensation

Asbestos is a natural mineral that until around the mid 1970’s was used extensively for various purposes. Often, it was combined with other materials, but it was also used alone. The widespread use of asbestos was encouraged because the material has thermal insulation properties.

The material was used to manufacture yarn, cement, cloth, felt, paper, tape and wall boards. But, it’s main use in the construction industry was as an insulation material for walls, ceiling and floors. Mesothelioma, the cancer that develops from asbestos exposure, rarely develops for at least two decades after the initial exposure to the material.

Inhaling the fibers from asbestos, whether directly or by a secondary method, results in the serious and often fatal disease. One of the main problems with asbestos exposure is that it can literally take decades for the effects to manifest so that the disease can be diagnosed. But, anyone that has suffered from exposure is entitled to asbestos compensation.

While employers knew even before 1965, that dust found in the work place contributed to chest diseases, it’s generally accepted by the courts that they didn’t know the real dangers of asbestos. However, after 1965, all employers should have been well aware of the threats this particular material posed.

The view held by the scientific community is that there are no safe levels of asbestos. Even inhaling small amounts will eventually result in the development of mesothelioma, or lung cancer. It has even been contracted from simply living close to a asbestos manufacturing plant.

If you were exposed to asbestos and have been diagnosed with mesothelioma, you can file a claim to receive asbestos compensation. In many instances, an out of court settlement can often be reached fairly quickly. There is a statute of limitations on how long you have to file a claim, so it is crucial that you start the proceedings soon after you are diagnosed.